Compass Group RomaniaBalotești, north of Bucharest
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Calculator · The 20% test

How much mortgagecan you get in Romania?

If you live in Israel, earn in shekels and borrow in euros, your monthly repayment can be up to 20% of your household's net income. Enter your figures and see what that means for you: the mortgage amount, the monthly repayment and the equity you need.

Calculate your mortgage →
Based on National Bank rules·Up to 70% financing in the project·Instant result·No sign-up

THE 20% TEST

Your figures.Your result, instantly.

Your figures

₪
€
₪
Calculation assumptions interest, term, exchange rate and financing
%
years
₪
%
Maximum mortgage
Maximum monthly repayment
Equity required
Mortgage Equity

Check the numbers with a bank →

For illustration only. The interest rate, exchange rate and loan terms are set by the bank, and any mortgage is subject to its approval. The price includes VAT, purchase tax, notary and lawyer fees.

RULES, NOT PROMISES

The calculator tests you against the rules of the National Bank of Romania, not against what suits us. For a borrower who earns in a different currency, the repayment is capped at a share of income, and that determines the loan amount. The final figure is set by the bank, after it reviews your payslips or tax assessments.

THE RULES

Three numbersthat decide your mortgage.

20%

Repayment capof net income.

Monthly repayment on a foreign-currency loan, for a borrower who earns in a different currency. Existing loan repayments are deducted from it.

BNR · Regulation 6/2018

75%

Financing capunder the regulations.

A euro loan for a borrower without euro income: up to 75% of the property value.

BNR · Regulation 17/2012

70%

Financingin the project.

At Compass on the Lake, financing reaches up to 70% of the villa price. The rest is covered by your own equity.

Compass on the Lake

NEXT STEP

Want to check the numberswith a bank?

A 30-minute meeting with the developer, on Zoom or in person in Israel. Together we'll go over your income, your equity and what the bank will ask of you.

Book a meeting →

Mortgage calculator · The 20% test · No sign-upBook a meeting →